Bulger Veterinary Hospital
![Owner Walking Golden Retriever (Dog) Outdoors Owner Walking Golden Retriever (Dog) Outdoors](https://images.ctfassets.net/rt5zmd3ipxai/68tWNe2YrsxFatAira81DK/bca0135f593d5b43cdd05de72a8ead4f/NVA_-_MASTER_-_SECONDARY_HERO_-_NATURE_-_Owner_Walking_Golden_Retriever_Outdoors.jpg?fit=fill&fm=webp&h=400&w=1366&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/68tWNe2YrsxFatAira81DK/bca0135f593d5b43cdd05de72a8ead4f/NVA_-_MASTER_-_SECONDARY_HERO_-_NATURE_-_Owner_Walking_Golden_Retriever_Outdoors.jpg?fit=fill&fm=webp&h=800&w=2732&q=72)
Payment Options
![Small Dog Wearing Glasses Using Laptop Small Dog Wearing Glasses Using Laptop](https://images.ctfassets.net/rt5zmd3ipxai/412mgM6rH0zRCC1CzC4dUk/0d3399d9b510ce68887d6d9fc3176010/NVA_-_MASTER_-_60-40_-_Small_Dog_Wearing_Glasses_Using_Laptop.jpg?fit=fill&fm=webp&h=480&w=782&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/412mgM6rH0zRCC1CzC4dUk/0d3399d9b510ce68887d6d9fc3176010/NVA_-_MASTER_-_60-40_-_Small_Dog_Wearing_Glasses_Using_Laptop.jpg?fit=fill&fm=webp&h=960&w=1564&q=72)
We understand that these are difficult, personal decisions that are unique to each family; and we respect that in the midst of grappling with a diagnosis and a treatment plan, you are now also grappling with this unexpected new expense.
On the day that services are rendered, we will ask you to pay the estimate in full prior to services being rendered.
![Orange cat with light shining on its face Orange cat with light shining on its face](https://images.ctfassets.net/rt5zmd3ipxai/2J9uwbMIBGHnZuRTqQdItj/3405f1f338a1aceb87c44818828f1a9d/60-40_Orange_Cat.jpg?fit=fill&fm=webp&h=480&w=782&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/2J9uwbMIBGHnZuRTqQdItj/3405f1f338a1aceb87c44818828f1a9d/60-40_Orange_Cat.jpg?fit=fill&fm=webp&h=960&w=1564&q=72)
Your options for payment methods include:
Cash
Personal Checks (accepted via Telecheck, ID required)
Credit Card: Master Card, Visa, Discover, American Express
Lines of Credit: Wells Fargo, Care Credit, Scratchpay
Apple/Samsung Pay (tap to pay)
Lines of Credit
If personal credit, cash and personal loans from family and friends are not available, or do not cover the balance, a line of credit can be an alternative. Care Credit and Wells Fargo provide lines of credit specifically for health related expenses.
The process is much like a credit card application, the financial institution will evaluate your application and approve you for an amount with a predetermined interest rate and payment terms.
Hospitals in the Ethos network are not affiliated with either of these financial institutions. Our team is happy to help you apply for a line of credit with these institutions. We will help you fill out the form if necessary, provide you with copies of receipts, estimates and anything else you need in order to expedite the process for you, but we are not involved in their decisions around credit terms and amounts.
If you decide that a line of credit is for you, applying for credit in advance of your pet’s scheduled treatment will ease the process on the day you drop him or her off. If you have arrived at one of our hospitals in an emergency situation, we will be happy to assist you in filling out the form and submitting the application if you so desire. Please speak to a member of our client care team.
HOW IT WORKS:
Apply for a payment plan from your phone or desktop
Check your rate and pick your payment plan
Get the care you need
![Care Credit Logo Care Credit Logo](https://images.ctfassets.net/rt5zmd3ipxai/3MhIGfx7yXnhNoEFIujIzT/c89954d5b1769919f83ff1148a4ee12c/carecredit_master_6040.png?fit=fill&fm=webp&h=257&w=337&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/3MhIGfx7yXnhNoEFIujIzT/c89954d5b1769919f83ff1148a4ee12c/carecredit_master_6040.png?fit=fill&fm=webp&h=514&w=674&q=72)
Care Credit's plan types vary and are dependent on the amount spent and term length.
![Wells Fargo Logo Wells Fargo Logo](https://images.ctfassets.net/rt5zmd3ipxai/1OiVI5R68FpWv3WA7XiuIQ/459a256ac2b25188c277d3900ab390f7/IMAGE_-_3-TILE_-_Capital_District_Veterinary_Referral_Hospital_5115_-_Wells_Fargo.png?fit=fill&fm=webp&h=257&w=337&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/1OiVI5R68FpWv3WA7XiuIQ/459a256ac2b25188c277d3900ab390f7/IMAGE_-_3-TILE_-_Capital_District_Veterinary_Referral_Hospital_5115_-_Wells_Fargo.png?fit=fill&fm=webp&h=514&w=674&q=72)
Financing is provided with approved credit by Wells Fargo Financial National Bank. Plan types vary.
![Scratchpay Logo Scratchpay Logo](https://images.ctfassets.net/rt5zmd3ipxai/51ABoqHmMXsjb1OQ1pVG0N/b5754ee46e86a975dbc8780717dee4a3/scratchpay_master_6040.png?fit=fill&fm=webp&h=257&w=337&q=72,%20https://images.ctfassets.net/rt5zmd3ipxai/51ABoqHmMXsjb1OQ1pVG0N/b5754ee46e86a975dbc8780717dee4a3/scratchpay_master_6040.png?fit=fill&fm=webp&h=514&w=674&q=72)
Scratchpay provides simple, transparent payment plans for medical financing.